MACo Health Care Trust

The Montana Association of Counties Health Care Trust was established in 2005 to provide a cost-effective alternative for health insurance benefits for counties and county-related boards and districts. Learn More & View Trust Documents 

Benefit Plans

View the benefit plans offered by the MACo Health Care Trust.

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Reference-Based Pricing

Learn more about reference-based pricing in Montana and how it affects the HCT.

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Life Insurance

Check out a summary of the life insurance coverage available through the MACo HCT.

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Healthcare Bluebook

Online tool that enables you to find the best prices for the healthcare services you may need.

View Bluebook Info

Employee Assistance Program

View information about the EAP services provided by UNUM through the HCT.

Checkout Info

Retiree Medicare Plan

The HCT and Blue Cross Blue Shield Medicare AdvantageSM have partnered to offer a Group Medicare Advantage Plan.

View Plan Details

Pharmacy Plan

Manage your medicine easily on your laptop, tablet, desktop, or phone.

More Information

Health Savings Account

Get additional information on Health Savings Accounts and qualified expenses.

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Forms & Publications

Click the link below to access enrollment forms, change forms, and more.

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