MACo Property & Casualty Trust

The MACo Property & Casualty Trust is a self-insured risk sharing pool that combines multiple lines of coverage provided by a manuscripted policy specifically designed to meet the coverage and service needs for Montana Counties and Special Districts.

PCT Policies

View all the policies offered by our Property & Casualty Trust.

View Policies

Member Trust Portal

Access the model personnel policies, job descriptions and manual, and more.

Go to Portal


Access application forms for public entities and special districts.

Get Applications

Report a Claim

Please contact your Insurance Agent to report all MACo PCT property/liability losses.  The general loss notice can be downloaded below.

General Loss Notice

General Counsel Services

Access sample documents related to employee conduct and corrective discipline, as well as important information regarding the ADA and more.

View Resources